Texas homeowners who are looking to safeguard their investment often find themselves wondering what their policies will include and if their policy is going to provide the necessary coverage. The majority of Texas policies offer coverage in the following categories: dwelling, personal property, other structures, loss of use, personal liability and medical payments.
Knowing your Home Insurance Options
Knowing which of these policies is going to work best for your needs is not always as easy as it looks. Thanks to the assistance that Davis Insurance Group has to offer, you can learn about each of these categories and how they will affect you.
Clients must also be able to discern the differences between all risk policies and named perils policies. Those who search for more specific coverage tend to lean towards the latter category while homeowners who are looking for comprehensive coverage will usually select the former.
Replacement costs and actual cash value coverage are also available. While homeowner requirements may vary from situation to situation, our insurance agents are highly experienced and able to help you navigate such concerns. Short term rental insurance plans can also be discussed when you stop by for a consultation meeting.
Protecting your Home from Weather
You may need coverage that provides protection from the elements as well. Windstorm insurance, hail insurance, and flood insurance are all available at Davis Insurance Group. Extra coverage for more specific concerns can be selected, and we will match you with the coverage that most closely aligns with your home's requirements.
We do not believe in 'one size fits all' coverage and we offer Texas residents the amount of coverage that they need for their specific residence. Our agents let you know which options are best for you and we consider every possible factor during your decision-making process.
For more information regarding all the assistance that Davis Insurance Group is more than happy to provide, be sure to give us a call to speak with an agent and have your questions answered.