Even if you put on a heavy coat and a rain jacket on top of it, you always feel the need to carry an umbrella, but for what? Some would say it is just a norm while others will say it is for extra protection. That analogy is very applicable in the insurance field. You need extra protection; you need to be sure that what you own is protected.
You may have general liability insurance coverage to protect your:
- Your money
- Cars among other assets
Umbrella insurance comes to protect you from the losses that you could not have seen coming. It covers the deficit left when the claim from your general liability coverage is exhausted. If you have a dog at your Texas home or any other property in the country, your general liability might not cover the expenses that will arise when it bites a neighbor. At Davis Insurance Group, we help you realize the many scenarios that might bring damage beyond your insurance limits, and with the right umbrella policy, we have you covered.
For those who are considered rich or very wealthy, an umbrella insurance policy is almost mandatory. Being rich increases your chances of being involved in legal battles. You may be sued for defamation or personal injury lawsuits when in actual sense you were just walking down the street and accidentally bumped into someone. People want to capitalize on your wealth. An umbrella policy guarantees that you can be covered for covered perils in any situation.
When in Texas, visiting our offices will give you a chance to have a deeper understanding of what we cover. With our team of professionals, you will feel safer than ever. Davis Insurance Group offers a platform where you can calculate a quote for home and auto from the comfort of your home or office. Visit our office to speak with an agent and get a quote.